{"id":55,"date":"2014-07-01T07:14:56","date_gmt":"2014-07-01T07:14:56","guid":{"rendered":"http:\/\/www.ocbis.com\/?page_id=55"},"modified":"2017-12-01T00:33:42","modified_gmt":"2017-12-01T00:33:42","slug":"illustrations","status":"publish","type":"page","link":"https:\/\/www.ocbis.com\/index.php\/illustrations\/","title":{"rendered":"Illustrations"},"content":{"rendered":"<p>&nbsp;<\/p>\n<p>You can run our term comparison program online to see a quick comparison of the different products available for your client.<\/p>\n<p>Are you unsure what underwriting class your client will likely qualify for? Use our multi-company underwriting guidelines to help select the proper rate class.<\/p>\n<p><span style=\"text-decoration: underline;\"><strong><a href=\"https:\/\/www.ocbis.com\/wp-content\/uploads\/2014\/07\/Underwriting-Guidelines-Multi-Company-Last-revised-11-2017.pdf\">Underwriting-Guidelines-Multi-Company-Last-revised-11-2017.pdf<\/a><\/strong><\/span><\/p>\n<p><strong><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.ocbis.com\/wp-content\/uploads\/2014\/07\/fast-Quote-Impaired-Risk-Sheets.docx\">Fast Quote Impaired Risk Questionnaires<\/a><\/span><\/strong><\/p>\n<p><span style=\"color: #000000;\">Need to know what the rating is for the carriers we work with?<\/span><br \/>\n<strong><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.ocbis.com\/wp-content\/uploads\/2014\/07\/CARRIER-RATINGS.pdf\">Carrier Ratings<\/a><\/span><\/strong><\/p>\n<p><span style=\"color: #ff0000;\"><a href=\"https:\/\/www.ocbis.com\/wp-content\/uploads\/2014\/07\/Backdating.pdf\"><span style=\"color: #ff0000;\">Actual Age vs. Nearest Age in Life Insurance<\/span><\/a><\/span><br \/>\n<span style=\"color: #ff0000;\"> <a href=\"https:\/\/www.ocbis.com\/wp-content\/uploads\/2014\/07\/Backdating.pdf\"><span style=\"color: #ff0000;\"> Many consumers are unaware that most insurance companies use your \u201cnearest age\u201d rather than actual age to calculate your age and premium on a life insurance policy.<\/span><\/a>\u00a0<\/span><br \/>\n<strong><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.ocbis.com\/wp-content\/uploads\/2014\/07\/Backdating.pdf\">Backdating<\/a><\/span><\/strong><\/p>\n<p>To run a product comparison, click on the respective link below:<\/p>\n<ul class=\"mar_left_10\">\n<li><strong><a href=\"https:\/\/www.ocbis.com\/index.php\/compulife-term-quote\/\"><span style=\"text-decoration: underline;\">Compulife Term Quote<\/span><\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/www.vitalsalessuite.com\/?gn=Insurance%20Designers&amp;gp=ida45&amp;un=ida_OCBIS1015&amp;page=vt\" target=\"_blank\"><span style=\"text-decoration: underline;\">Vital Term Quote<\/span><\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/www.vitalsalessuite.com\/?gn=Insurance%20Designers&amp;gp=ida45&amp;un=ida_OCBIS1015&amp;page=vt\" target=\"_blank\"><span style=\"text-decoration: underline;\">Vital UL Quote<\/span><\/a><\/strong><\/li>\n<li><strong><a href=\"http:\/\/datafeeds.annuityratewatch.com\/OCBIS\/cd-type-annuities.htm\" target=\"_blank\"><span style=\"text-decoration: underline;\">Vital Annuity Quote<\/span><\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/www.vitalsalessuite.com\/VitalLTC\/Options\/Option?SID=f488cb04-8dc7-4aff-b785-df627f8c3250#\" target=\"_blank\"><span style=\"text-decoration: underline;\">Vital LTC Quote<\/span><\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/www.vitalsalessuite.com\/?gn=Insurance%20Designers&amp;gp=ida45&amp;un=ida_OCBIS1015&amp;page=vt\" target=\"_blank\"><span style=\"text-decoration: underline;\">Vital Signs Company Ratings Quote<\/span><\/a><\/strong><\/li>\n<\/ul>\n<p>We will also be glad to provide you with a customized quote for your client and recommend the best product or company to best suit their needs. You can call or email our marketing department directly or fill out one of our simple online requests below.<\/p>\n<p class=\"mar_bot_0 font14\">Quote request forms:<\/p>\n<ul class=\"mar_left_10\">\n<li><strong><a href=\"https:\/\/www.ocbis.com\/index.php\/fast-quote-request\/\"><span style=\"text-decoration: underline;\">Fast Quote<\/span><\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/www.ocbis.com\/index.php\/life-insurance-quote-request\/\"><span style=\"text-decoration: underline;\">Term quote<\/span><\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/www.ocbis.com\/index.php\/life-insurance-quote-request\/\"><span style=\"text-decoration: underline;\">UL quote<\/span><\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/www.ocbis.com\/index.php\/long-term-care-quote-request\/\"><span style=\"text-decoration: underline;\">LTC quote<\/span><\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/www.ocbis.com\/index.php\/disability-income-quote-request\/\"><span style=\"text-decoration: underline;\">Disability income quote<\/span><\/a><\/strong><\/li>\n<li><span style=\"text-decoration: underline;\"><strong><a href=\"http:\/\/datafeeds.annuityratewatch.com\/OCBIS\/cd-type-annuities.htm\">Annuity quote<\/a><\/strong><\/span><\/li>\n<\/ul>\n<p class=\"mar_bot_10 font14\">Calculators:<\/p>\n<p class=\"font14\"><strong class=\"head2\"><a href=\"https:\/\/rslic.metlife.com\/lic\/corpMontecarlo.do?nav=MI\" target=\"_blank\"><span style=\"text-decoration: underline;\">Will Your Retirement Savings Last Your Lifetime?<\/span><\/a><\/strong><\/p>\n<p class=\"font14\"><strong class=\"head2\"><a href=\"https:\/\/jh1.jhlifeinsurance.com\/JHSalesNet\/Sales_Tools_and_Resources\/Sales_and_Marketing_Resources\/Needs_Analysis_Calculator\" target=\"_blank\"><span style=\"text-decoration: underline;\">How much life insurance does your client need?<\/span><\/a><\/strong><\/p>\n<p class=\"font14\">\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; You can run our term comparison program online to see a quick comparison of the different products available for your client. Are you unsure what underwriting class your client will likely qualify for? Use our multi-company underwriting guidelines to help select the proper rate class. Underwriting-Guidelines-Multi-Company-Last-revised-11-2017.pdf Fast Quote Impaired Risk Questionnaires Need to know [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-55","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.ocbis.com\/index.php\/wp-json\/wp\/v2\/pages\/55"}],"collection":[{"href":"https:\/\/www.ocbis.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.ocbis.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.ocbis.com\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ocbis.com\/index.php\/wp-json\/wp\/v2\/comments?post=55"}],"version-history":[{"count":45,"href":"https:\/\/www.ocbis.com\/index.php\/wp-json\/wp\/v2\/pages\/55\/revisions"}],"predecessor-version":[{"id":2292,"href":"https:\/\/www.ocbis.com\/index.php\/wp-json\/wp\/v2\/pages\/55\/revisions\/2292"}],"wp:attachment":[{"href":"https:\/\/www.ocbis.com\/index.php\/wp-json\/wp\/v2\/media?parent=55"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}